This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Do not pay any lender or broker an upfront fee to process your loan application.
We are associated with responsible lenders, who value the confidentiality of the borrowers just as we do. Hence, when we share the borrowers’ details with them for locating the most appropriate loan offers, they keep the data away from the access of unscrupulous third parties.
We do not sell, share, or rent the borrowers’ information with any third party for earning profits through it.
We do use the contact details of the borrowers when we have to inform them of the changes in our policies. This step is taken with the intention of providing every opportunity to the borrowers to benefit from our improved features.
When the borrowers apply for our services, they furnish their generic details such as names, addresses, contact details, and particulars about their finances in the online form. For allowing the data to reach our servers without being stolen or lost, we use SSL encryption technology.
Every borrower receives a personal account on our portal so that he may make updates in his data that is stored in our database. We provide our clients with unique login information that enables them to use the accounts safely.
The login details are available only to the borrowers, and we, at Loans Expert advise them not to share them with any third party online. Hence, it is not probable for any unscrupulous third party to access the account and tamper with the data in the database.
You Borrow —£200 You Pay —£248 Representative APR 1223.6% (Variable)
The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.
Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions
We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.